Call reports 2021
WEST PLAINS SAVINGS AND LOAN ASSOCIATION — 2021
What WEST PLAINS SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 87,964,000 | 89,570,000 | 88,336,000 | 90,854,000 |
| Total loans | 64,110,000 | 62,752,000 | 63,659,000 | 64,968,000 |
| Allowance for loan losses | 763,000 | 763,000 | 763,000 | 763,000 |
| Securities available for sale | 2,486,000 | 2,487,000 | 2,237,000 | 2,206,000 |
| Securities held to maturity | 4,623,000 | 6,370,000 | 5,767,000 | 5,734,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,143,000 | 69,583,000 | 68,129,000 | 70,470,000 |
| Interest-bearing deposits | 67,430,000 | 68,595,000 | 66,663,000 | 69,362,000 |
| Noninterest-bearing deposits | 713,000 | 988,000 | 1,466,000 | 1,108,000 |
| Equity capital | 18,764,000 | 18,976,000 | 19,180,000 | 19,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 812,000 | 1,636,000 | 2,460,000 | 3,288,000 |
| Interest expense | 170,000 | 328,000 | 463,000 | 583,000 |
| Net interest income | 642,000 | 1,308,000 | 1,997,000 | 2,705,000 |
| Noninterest income | 11,000 | 28,000 | 37,000 | 47,000 |
| Noninterest expense | 486,000 | 889,000 | 1,319,000 | 1,783,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 167,000 | 447,000 | 715,000 | 969,000 |
| Income tax | 40,000 | 108,000 | 173,000 | 216,000 |
| Net income | 127,000 | 339,000 | 542,000 | 753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,775,000 | 18,986,000 | 19,190,000 | 19,400,000 |