Call reports 2020
WEST PLAINS SAVINGS AND LOAN ASSOCIATION — 2020
What WEST PLAINS SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 85,928,000 | 86,948,000 | 85,676,000 | 85,720,000 |
| Total loans | 62,751,000 | 62,683,000 | 62,391,000 | 63,454,000 |
| Allowance for loan losses | 766,000 | 766,000 | 766,000 | 763,000 |
| Securities available for sale | 1,757,000 | 2,517,000 | 2,511,000 | 2,506,000 |
| Securities held to maturity | 5,372,000 | 4,624,000 | 4,914,000 | 4,092,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,718,000 | 67,554,000 | 66,097,000 | 65,991,000 |
| Interest-bearing deposits | 66,224,000 | 66,916,000 | 65,256,000 | 65,275,000 |
| Noninterest-bearing deposits | 494,000 | 638,000 | 841,000 | 716,000 |
| Equity capital | 18,123,000 | 18,307,000 | 18,474,000 | 18,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 882,000 | 1,744,000 | 2,597,000 | 3,448,000 |
| Interest expense | 253,000 | 494,000 | 710,000 | 898,000 |
| Net interest income | 629,000 | 1,250,000 | 1,887,000 | 2,550,000 |
| Noninterest income | 14,000 | 24,000 | 31,000 | -1,000 |
| Noninterest expense | 451,000 | 844,000 | 1,257,000 | 1,707,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 192,000 | 430,000 | 661,000 | 842,000 |
| Income tax | 48,000 | 109,000 | 169,000 | 168,000 |
| Net income | 144,000 | 321,000 | 492,000 | 674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,117,000 | 18,294,000 | 18,465,000 | 18,647,000 |