Call reports 2019
WEST PLAINS SAVINGS AND LOAN ASSOCIATION — 2019
What WEST PLAINS SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 80,017,000 | 80,894,000 | 82,895,000 | 82,290,000 |
| Total loans | 59,014,000 | 59,619,000 | 60,836,000 | 61,697,000 |
| Allowance for loan losses | 571,000 | 586,000 | 766,000 | 766,000 |
| Securities available for sale | 2,440,000 | 2,471,000 | 2,483,000 | 2,489,000 |
| Securities held to maturity | 6,978,000 | 6,691,000 | 6,233,000 | 5,976,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,318,000 | 62,018,000 | 64,002,000 | 63,221,000 |
| Interest-bearing deposits | 60,699,000 | 61,530,000 | 63,156,000 | 62,798,000 |
| Noninterest-bearing deposits | 619,000 | 488,000 | 846,000 | 423,000 |
| Equity capital | 17,592,000 | 17,764,000 | 17,775,000 | 17,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 814,000 | 1,641,000 | 2,490,000 | 3,346,000 |
| Interest expense | 206,000 | 437,000 | 688,000 | 940,000 |
| Net interest income | 608,000 | 1,204,000 | 1,802,000 | 2,406,000 |
| Noninterest income | 15,000 | 27,000 | 40,000 | 52,000 |
| Noninterest expense | 434,000 | 819,000 | 1,197,000 | 1,648,000 |
| Provision for loan losses | 20,000 | 35,000 | 215,000 | 215,000 |
| Pretax income | 169,000 | 377,000 | 430,000 | 595,000 |
| Income tax | 41,000 | 100,000 | 152,000 | 130,000 |
| Net income | 128,000 | 277,000 | 278,000 | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,635,000 | 17,784,000 | 17,786,000 | 17,973,000 |
| Total capital | 18,154,000 | 18,300,000 | 18,312,000 | 18,510,000 |
| Risk-weighted assets | 41,479,000 | 41,264,000 | 41,843,000 | 42,791,000 |