Call reports 2018
WEST PLAINS SAVINGS AND LOAN ASSOCIATION — 2018
What WEST PLAINS SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 76,751,000 | 76,542,000 | 77,298,000 | 78,057,000 |
| Total loans | 53,529,000 | 54,481,000 | 55,275,000 | 57,691,000 |
| Allowance for loan losses | 551,000 | 551,000 | 551,000 | 551,000 |
| Securities available for sale | 2,399,000 | 2,391,000 | 2,385,000 | 2,408,000 |
| Securities held to maturity | 9,773,000 | 9,559,000 | 8,175,000 | 8,067,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,705,000 | 59,344,000 | 59,907,000 | 60,493,000 |
| Interest-bearing deposits | 59,379,000 | 59,084,000 | 59,680,000 | 60,150,000 |
| Noninterest-bearing deposits | 326,000 | 260,000 | 227,000 | 343,000 |
| Equity capital | 16,887,000 | 17,081,000 | 17,247,000 | 17,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 758,000 | 1,535,000 | 2,322,000 | 3,125,000 |
| Interest expense | 151,000 | 309,000 | 484,000 | 674,000 |
| Net interest income | 607,000 | 1,226,000 | 1,838,000 | 2,451,000 |
| Noninterest income | 14,000 | 22,000 | 34,000 | 49,000 |
| Noninterest expense | 403,000 | 764,000 | 1,160,000 | 1,580,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 218,000 | 484,000 | 712,000 | 920,000 |
| Income tax | 53,000 | 119,000 | 176,000 | 208,000 |
| Net income | 165,000 | 365,000 | 536,000 | 712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,961,000 | 17,161,000 | 17,331,000 | 17,508,000 |
| Total capital | 17,407,000 | 17,609,000 | 17,793,000 | 18,016,000 |
| Risk-weighted assets | 35,587,000 | 35,775,000 | 36,897,000 | 40,667,000 |