Call reports 2017
WEST PLAINS SAVINGS AND LOAN ASSOCIATION — 2017
What WEST PLAINS SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 78,711,000 | 79,061,000 | 77,899,000 | 76,400,000 |
| Total loans | 53,808,000 | 53,817,000 | 53,643,000 | 54,014,000 |
| Allowance for loan losses | 555,000 | 551,000 | 551,000 | 551,000 |
| Securities available for sale | 2,437,000 | 2,460,000 | 2,459,000 | 2,428,000 |
| Securities held to maturity | 10,870,000 | 11,253,000 | 10,747,000 | 10,573,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,860,000 | 62,055,000 | 61,044,000 | 59,505,000 |
| Interest-bearing deposits | 61,750,000 | 61,903,000 | 60,952,000 | 59,224,000 |
| Noninterest-bearing deposits | 110,000 | 152,000 | 92,000 | 281,000 |
| Equity capital | 16,318,000 | 16,481,000 | 16,655,000 | 16,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 759,000 | 1,534,000 | 2,314,000 | 3,080,000 |
| Interest expense | 172,000 | 341,000 | 502,000 | 661,000 |
| Net interest income | 587,000 | 1,193,000 | 1,812,000 | 2,419,000 |
| Noninterest income | 12,000 | 13,000 | 34,000 | 46,000 |
| Noninterest expense | 398,000 | 770,000 | 1,145,000 | 1,580,000 |
| Provision for loan losses | 2,000 | 17,000 | 17,000 | 17,000 |
| Pretax income | 199,000 | 419,000 | 684,000 | 868,000 |
| Income tax | 56,000 | 127,000 | 217,000 | 284,000 |
| Net income | 143,000 | 292,000 | 467,000 | 584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,355,000 | 16,504,000 | 16,679,000 | 16,796,000 |
| Total capital | 16,810,000 | 16,956,000 | 17,124,000 | 17,242,000 |
| Risk-weighted assets | 36,306,000 | 36,110,000 | 35,564,000 | 35,640,000 |