Call reports 2016
WEST PLAINS SAVINGS AND LOAN ASSOCIATION — 2016
What WEST PLAINS SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 79,764,000 | 79,327,000 | 78,687,000 | 78,960,000 |
| Total loans | 52,839,000 | 53,535,000 | 53,422,000 | 52,991,000 |
| Allowance for loan losses | 666,000 | 666,000 | 666,000 | 637,000 |
| Securities available for sale | 996,000 | 1,251,000 | 2,497,000 | 2,412,000 |
| Securities held to maturity | 15,379,000 | 14,789,000 | 12,267,000 | 12,246,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,390,000 | 62,767,000 | 61,973,000 | 62,254,000 |
| Interest-bearing deposits | 63,319,000 | 62,679,000 | 61,892,000 | 61,975,000 |
| Noninterest-bearing deposits | 71,000 | 88,000 | 81,000 | 279,000 |
| Equity capital | 15,758,000 | 15,922,000 | 16,087,000 | 16,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 805,000 | 1,579,000 | 2,361,000 | 3,129,000 |
| Interest expense | 196,000 | 391,000 | 578,000 | 762,000 |
| Net interest income | 609,000 | 1,188,000 | 1,783,000 | 2,367,000 |
| Noninterest income | 14,000 | 25,000 | 21,000 | 36,000 |
| Noninterest expense | 363,000 | 713,000 | 1,066,000 | 1,485,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 260,000 | 500,000 | 738,000 | 918,000 |
| Income tax | 85,000 | 165,000 | 235,000 | 291,000 |
| Net income | 175,000 | 335,000 | 503,000 | 627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,759,000 | 15,920,000 | 16,088,000 | 16,212,000 |
| Total capital | 16,211,000 | 16,387,000 | 16,545,000 | 16,657,000 |
| Risk-weighted assets | 36,016,000 | 37,195,000 | 36,389,000 | 35,422,000 |