Call reports 2015
WEST PLAINS SAVINGS AND LOAN ASSOCIATION — 2015
What WEST PLAINS SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 82,860,000 | 81,698,000 | 80,766,000 | 80,777,000 |
| Total loans | 52,960,000 | 52,916,000 | 52,831,000 | 53,554,000 |
| Allowance for loan losses | 675,000 | 675,000 | 675,000 | 675,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,854,000 | 20,722,000 | 20,595,000 | 18,883,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,094,000 | 65,870,000 | 64,762,000 | 64,616,000 |
| Interest-bearing deposits | 66,782,000 | 65,802,000 | 64,666,000 | 64,446,000 |
| Noninterest-bearing deposits | 312,000 | 68,000 | 96,000 | 170,000 |
| Equity capital | 15,100,000 | 15,221,000 | 15,450,000 | 15,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 801,000 | 1,602,000 | 2,398,000 | 3,203,000 |
| Interest expense | 224,000 | 444,000 | 662,000 | 875,000 |
| Net interest income | 577,000 | 1,158,000 | 1,736,000 | 2,328,000 |
| Noninterest income | 2,000 | -62,000 | -43,000 | -30,000 |
| Noninterest expense | 333,000 | 679,000 | 1,052,000 | 1,462,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 246,000 | 417,000 | 641,000 | 836,000 |
| Income tax | 79,000 | 129,000 | 124,000 | 184,000 |
| Net income | 167,000 | 288,000 | 517,000 | 652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,100,000 | 15,221,000 | 15,450,000 | 15,585,000 |
| Total capital | 15,570,000 | 15,680,000 | 15,905,000 | 16,046,000 |
| Risk-weighted assets | 37,461,000 | 36,522,000 | 36,217,000 | 36,717,000 |