Call reports 2014
WEST PLAINS SAVINGS AND LOAN ASSOCIATION — 2014
What WEST PLAINS SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 88,936,000 | 89,639,000 | 89,945,000 | 86,337,000 |
| Total loans | 56,147,000 | 55,367,000 | 54,854,000 | 54,247,000 |
| Allowance for loan losses | 744,000 | 744,000 | 744,000 | 704,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 22,473,000 | 22,867,000 | 23,209,000 | 23,180,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,283,000 | 72,833,000 | 74,461,000 | 70,773,000 |
| Interest-bearing deposits | 72,156,000 | 72,485,000 | 73,816,000 | 70,088,000 |
| Noninterest-bearing deposits | 127,000 | 348,000 | 645,000 | 685,000 |
| Equity capital | 14,487,000 | 14,663,000 | 14,822,000 | 14,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,676,000 | 2,517,000 | 3,346,000 |
| Interest expense | 276,000 | 551,000 | 820,000 | 1,065,000 |
| Net interest income | 561,000 | 1,125,000 | 1,697,000 | 2,281,000 |
| Noninterest income | -6,000 | 3,000 | -22,000 | -12,000 |
| Noninterest expense | 311,000 | 620,000 | 981,000 | 1,399,000 |
| Provision for loan losses | 0 | 0 | 0 | 17,000 |
| Pretax income | 238,000 | 502,000 | 688,000 | 847,000 |
| Income tax | 78,000 | 166,000 | 193,000 | 241,000 |
| Net income | 160,000 | 336,000 | 495,000 | 606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,487,000 | 14,663,000 | 14,822,000 | 14,933,000 |
| Total capital | 14,954,000 | 15,126,000 | 15,287,000 | 15,397,000 |
| Risk-weighted assets | 37,088,000 | 36,861,000 | 36,923,000 | 37,118,000 |