Call reports 2013
WEST PLAINS SAVINGS AND LOAN ASSOCIATION — 2013
What WEST PLAINS SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 90,708,000 | 90,276,000 | 90,727,000 | 88,173,000 |
| Total loans | 57,732,000 | 57,121,000 | 56,504,000 | 56,577,000 |
| Allowance for loan losses | 670,000 | 665,000 | 703,000 | 749,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,562,000 | 21,835,000 | 23,394,000 | 22,502,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,402,000 | 73,936,000 | 74,249,000 | 71,658,000 |
| Interest-bearing deposits | 73,032,000 | 73,773,000 | 73,913,000 | 71,454,000 |
| Noninterest-bearing deposits | 370,000 | 163,000 | 336,000 | 204,000 |
| Equity capital | 13,864,000 | 14,070,000 | 14,229,000 | 14,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 904,000 | 1,776,000 | 2,653,000 | 3,522,000 |
| Interest expense | 321,000 | 624,000 | 919,000 | 1,209,000 |
| Net interest income | 583,000 | 1,152,000 | 1,734,000 | 2,313,000 |
| Noninterest income | 20,000 | 34,000 | 64,000 | 77,000 |
| Noninterest expense | 305,000 | 610,000 | 986,000 | 1,344,000 |
| Provision for loan losses | 20,000 | 35,000 | 73,000 | 138,000 |
| Pretax income | 278,000 | 541,000 | 739,000 | 908,000 |
| Income tax | 99,000 | 156,000 | 195,000 | 266,000 |
| Net income | 179,000 | 385,000 | 544,000 | 642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,864,000 | 14,070,000 | 14,229,000 | 14,327,000 |
| Total capital | 14,366,000 | 14,579,000 | 14,706,000 | 14,798,000 |
| Risk-weighted assets | 40,020,000 | 40,605,000 | 37,930,000 | 37,407,000 |