Call reports 2012
WEST PLAINS SAVINGS AND LOAN ASSOCIATION — 2012
What WEST PLAINS SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 88,793,000 | 89,916,000 | 91,276,000 | 91,221,000 |
| Total loans | 57,619,000 | 58,421,000 | 58,919,000 | 57,374,000 |
| Allowance for loan losses | 606,000 | 614,000 | 699,000 | 707,000 |
| Securities available for sale | 503,000 | 501,000 | 0 | 0 |
| Securities held to maturity | 22,931,000 | 23,529,000 | 21,986,000 | 19,199,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,646,000 | 72,586,000 | 73,364,000 | 73,341,000 |
| Interest-bearing deposits | 71,563,000 | 72,400,000 | 73,161,000 | 73,201,000 |
| Noninterest-bearing deposits | 83,000 | 186,000 | 203,000 | 140,000 |
| Equity capital | 13,198,000 | 13,473,000 | 13,567,000 | 13,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 992,000 | 1,973,000 | 2,940,000 | 3,856,000 |
| Interest expense | 368,000 | 725,000 | 1,068,000 | 1,405,000 |
| Net interest income | 624,000 | 1,248,000 | 1,872,000 | 2,451,000 |
| Noninterest income | 18,000 | 39,000 | 54,000 | 71,000 |
| Noninterest expense | 309,000 | 587,000 | 921,000 | 1,291,000 |
| Provision for loan losses | 25,000 | 45,000 | 130,000 | 138,000 |
| Pretax income | 308,000 | 655,000 | 875,000 | 1,093,000 |
| Income tax | 104,000 | 175,000 | 301,000 | 401,000 |
| Net income | 204,000 | 480,000 | 574,000 | 692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,196,000 | 13,472,000 | 13,567,000 | 13,685,000 |
| Total capital | 13,684,000 | 13,962,000 | 14,066,000 | 14,181,000 |
| Risk-weighted assets | 38,891,000 | 39,080,000 | 39,733,000 | 39,479,000 |