Call reports 2020
PEOPLES BANK & TRUST COMPANY OF MADISON COUNTY — 2020
What PEOPLES BANK & TRUST COMPANY OF MADISON COUNTY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Total assets | 419,596,000 | 462,222,000 | 465,795,000 |
| Total loans | 262,538,000 | 269,505,000 | 271,563,000 |
| Allowance for loan losses | 3,267,000 | 3,554,000 | 3,837,000 |
| Securities available for sale | 109,826,000 | 140,281,000 | 152,307,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 316,084,000 | 348,683,000 | 356,506,000 |
| Interest-bearing deposits | 231,962,000 | 242,826,000 | 253,201,000 |
| Noninterest-bearing deposits | 84,122,000 | 105,857,000 | 103,305,000 |
| Equity capital | 61,051,000 | 62,045,000 | 62,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Interest income | 4,003,000 | 8,347,000 | 12,302,000 |
| Interest expense | 237,000 | 463,000 | 663,000 |
| Net interest income | 3,766,000 | 7,884,000 | 11,639,000 |
| Noninterest income | 608,000 | 1,155,000 | 1,756,000 |
| Noninterest expense | 2,523,000 | 5,256,000 | 7,820,000 |
| Provision for loan losses | 0 | 300,000 | 600,000 |
| Pretax income | 1,851,000 | 3,483,000 | 4,975,000 |
| Income tax | 353,000 | 641,000 | 904,000 |
| Net income | 1,498,000 | 2,842,000 | 4,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Tier 1 capital | 51,328,000 | 51,674,000 | 51,903,000 |