Call reports 2019
PEOPLES BANK & TRUST COMPANY OF MADISON COUNTY — 2019
What PEOPLES BANK & TRUST COMPANY OF MADISON COUNTY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 401,199,000 | 402,483,000 | 402,504,000 | 404,316,000 |
| Total loans | 253,801,000 | 259,804,000 | 258,875,000 | 266,208,000 |
| Allowance for loan losses | 3,588,000 | 3,365,000 | 3,319,000 | 3,284,000 |
| Securities available for sale | 95,203,000 | 97,891,000 | 96,169,000 | 102,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,923,000 | 308,995,000 | 305,588,000 | 307,906,000 |
| Interest-bearing deposits | 229,798,000 | 230,031,000 | 226,021,000 | 226,289,000 |
| Noninterest-bearing deposits | 78,125,000 | 78,964,000 | 79,567,000 | 81,617,000 |
| Equity capital | 56,525,000 | 57,908,000 | 58,981,000 | 59,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,095,000 | 8,107,000 | 12,108,000 | 15,985,000 |
| Interest expense | 212,000 | 440,000 | 685,000 | 929,000 |
| Net interest income | 3,883,000 | 7,667,000 | 11,423,000 | 15,056,000 |
| Noninterest income | 607,000 | 1,273,000 | 1,875,000 | 2,559,000 |
| Noninterest expense | 2,685,000 | 5,473,000 | 8,327,000 | 10,826,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,818,000 | 3,480,000 | 4,984,000 | 6,802,000 |
| Income tax | 373,000 | 714,000 | 352,000 | 907,000 |
| Net income | 1,445,000 | 2,766,000 | 4,632,000 | 5,895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,632,000 | 49,703,000 | 50,568,000 | 50,830,000 |
| Total capital | 52,760,000 | 52,902,000 | 53,814,000 | 54,093,000 |
| Risk-weighted assets | 249,651,000 | 255,684,000 | 259,498,000 | 260,956,000 |