Call reports 2018
PEOPLES BANK & TRUST COMPANY OF MADISON COUNTY — 2018
What PEOPLES BANK & TRUST COMPANY OF MADISON COUNTY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 404,579,000 | 402,047,000 | 400,425,000 | 400,298,000 |
| Total loans | 231,817,000 | 238,835,000 | 245,112,000 | 254,604,000 |
| Allowance for loan losses | 3,722,000 | 3,677,000 | 3,668,000 | 3,616,000 |
| Securities available for sale | 121,276,000 | 121,792,000 | 116,180,000 | 111,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,574,000 | 314,380,000 | 311,911,000 | 300,808,000 |
| Interest-bearing deposits | 234,698,000 | 231,492,000 | 232,986,000 | 226,125,000 |
| Noninterest-bearing deposits | 81,876,000 | 82,888,000 | 78,925,000 | 74,683,000 |
| Equity capital | 51,950,000 | 52,227,000 | 52,483,000 | 54,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,600,000 | 7,366,000 | 11,209,000 | 15,151,000 |
| Interest expense | 168,000 | 339,000 | 512,000 | 702,000 |
| Net interest income | 3,432,000 | 7,027,000 | 10,697,000 | 14,449,000 |
| Noninterest income | 600,000 | 1,250,000 | 1,840,000 | 2,481,000 |
| Noninterest expense | 2,783,000 | 5,720,000 | 8,473,000 | 11,152,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,251,000 | 2,559,000 | 4,066,000 | 5,775,000 |
| Income tax | 218,000 | 446,000 | 725,000 | 1,041,000 |
| Net income | 1,033,000 | 2,113,000 | 3,341,000 | 4,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,146,000 | 46,666,000 | 47,270,000 | 48,187,000 |
| Total capital | 49,098,000 | 49,681,000 | 50,369,000 | 51,340,000 |
| Risk-weighted assets | 235,187,000 | 240,362,000 | 247,198,000 | 251,650,000 |