Call reports 2017
PEOPLES BANK & TRUST COMPANY OF MADISON COUNTY — 2017
What PEOPLES BANK & TRUST COMPANY OF MADISON COUNTY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 402,717,000 | 406,725,000 | 408,871,000 | 396,341,000 |
| Total loans | 237,873,000 | 227,710,000 | 229,378,000 | 229,694,000 |
| Allowance for loan losses | 3,866,000 | 3,836,000 | 3,840,000 | 3,787,000 |
| Securities available for sale | 127,622,000 | 127,892,000 | 136,847,000 | 131,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,819,000 | 310,402,000 | 314,996,000 | 306,650,000 |
| Interest-bearing deposits | 232,672,000 | 232,125,000 | 235,097,000 | 231,205,000 |
| Noninterest-bearing deposits | 75,147,000 | 78,277,000 | 79,899,000 | 75,445,000 |
| Equity capital | 54,754,000 | 55,606,000 | 55,637,000 | 53,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,466,000 | 7,080,000 | 10,697,000 | 14,385,000 |
| Interest expense | 178,000 | 357,000 | 536,000 | 713,000 |
| Net interest income | 3,288,000 | 6,723,000 | 10,161,000 | 13,672,000 |
| Noninterest income | 599,000 | 1,199,000 | 1,848,000 | 2,338,000 |
| Noninterest expense | 2,599,000 | 5,321,000 | 8,118,000 | 10,911,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,288,000 | 2,606,000 | 3,923,000 | 5,141,000 |
| Income tax | 347,000 | 702,000 | 1,063,000 | 2,836,000 |
| Net income | 941,000 | 1,904,000 | 2,860,000 | 2,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,177,000 | 46,755,000 | 47,128,000 | 45,888,000 |
| Total capital | 49,118,000 | 49,682,000 | 50,057,000 | 48,779,000 |
| Risk-weighted assets | 233,632,000 | 232,745,000 | 233,069,000 | 230,161,000 |