Call reports 2016
PEOPLES BANK & TRUST COMPANY OF MADISON COUNTY — 2016
What PEOPLES BANK & TRUST COMPANY OF MADISON COUNTY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 402,760,000 | 407,003,000 | 395,358,000 | 392,264,000 |
| Total loans | 222,273,000 | 227,769,000 | 234,848,000 | 233,881,000 |
| Allowance for loan losses | 4,297,000 | 4,223,000 | 4,167,000 | 3,870,000 |
| Securities available for sale | 131,530,000 | 141,794,000 | 128,032,000 | 121,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,839,000 | 306,640,000 | 300,186,000 | 300,261,000 |
| Interest-bearing deposits | 237,114,000 | 232,248,000 | 230,084,000 | 229,018,000 |
| Noninterest-bearing deposits | 69,725,000 | 74,392,000 | 70,103,000 | 71,243,000 |
| Equity capital | 52,742,000 | 53,641,000 | 54,484,000 | 53,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,494,000 | 6,968,000 | 10,466,000 | 13,973,000 |
| Interest expense | 214,000 | 422,000 | 625,000 | 813,000 |
| Net interest income | 3,280,000 | 6,546,000 | 9,841,000 | 13,160,000 |
| Noninterest income | 689,000 | 1,304,000 | 1,947,000 | 2,525,000 |
| Noninterest expense | 2,911,000 | 5,877,000 | 8,808,000 | 11,747,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,058,000 | 1,973,000 | 2,988,000 | 3,946,000 |
| Income tax | 265,000 | 475,000 | 725,000 | 951,000 |
| Net income | 793,000 | 1,498,000 | 2,263,000 | 2,995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,120,000 | 43,982,000 | 44,830,000 | 45,180,000 |
| Total capital | 45,952,000 | 46,867,000 | 47,749,000 | 48,092,000 |
| Risk-weighted assets | 224,607,000 | 229,056,000 | 231,825,000 | 231,103,000 |