Call reports 2012
PEOPLES BANK & TRUST COMPANY OF MADISON COUNTY — 2012
What PEOPLES BANK & TRUST COMPANY OF MADISON COUNTY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 405,579,000 | 396,871,000 | 390,206,000 | 390,606,000 |
| Total loans | 266,717,000 | 263,099,000 | 266,416,000 | 260,587,000 |
| Allowance for loan losses | 5,343,000 | 5,404,000 | 5,699,000 | 5,340,000 |
| Securities available for sale | 91,905,000 | 94,945,000 | 88,335,000 | 84,390,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,252,000 | 301,490,000 | 297,047,000 | 295,389,000 |
| Interest-bearing deposits | 253,313,000 | 248,175,000 | 245,757,000 | 244,300,000 |
| Noninterest-bearing deposits | 54,939,000 | 53,316,000 | 51,290,000 | 51,089,000 |
| Equity capital | 49,916,000 | 50,109,000 | 51,027,000 | 50,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,414,000 | 8,807,000 | 13,275,000 | 17,426,000 |
| Interest expense | 525,000 | 990,000 | 1,420,000 | 1,827,000 |
| Net interest income | 3,889,000 | 7,817,000 | 11,855,000 | 15,599,000 |
| Noninterest income | 585,000 | 1,247,000 | 1,778,000 | 2,333,000 |
| Noninterest expense | 2,903,000 | 5,990,000 | 9,095,000 | 11,944,000 |
| Provision for loan losses | 356,000 | 713,000 | 1,069,000 | 1,425,000 |
| Pretax income | 1,217,000 | 2,385,000 | 3,536,000 | 4,621,000 |
| Income tax | 338,000 | 651,000 | 958,000 | 1,249,000 |
| Net income | 879,000 | 1,734,000 | 2,578,000 | 3,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,953,000 | 37,941,000 | 38,917,000 | 38,943,000 |
| Total capital | 41,158,000 | 41,099,000 | 42,113,000 | 42,058,000 |
| Risk-weighted assets | 254,194,000 | 250,328,000 | 253,123,000 | 246,871,000 |