Call reports 2011
PEOPLES BANK & TRUST COMPANY OF MADISON COUNTY — 2011
What PEOPLES BANK & TRUST COMPANY OF MADISON COUNTY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 420,032,000 | 410,577,000 | 417,541,000 | 410,352,000 |
| Total loans | 270,698,000 | 269,919,000 | 268,767,000 | 265,069,000 |
| Allowance for loan losses | 5,094,000 | 5,290,000 | 5,483,000 | 5,301,000 |
| Securities available for sale | 113,453,000 | 101,850,000 | 107,258,000 | 108,476,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,320,000 | 317,772,000 | 323,746,000 | 314,459,000 |
| Interest-bearing deposits | 273,856,000 | 268,414,000 | 273,645,000 | 265,989,000 |
| Noninterest-bearing deposits | 50,464,000 | 49,358,000 | 50,101,000 | 48,470,000 |
| Equity capital | 47,381,000 | 48,295,000 | 49,357,000 | 49,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,834,000 | 9,635,000 | 14,175,000 | 18,665,000 |
| Interest expense | 1,057,000 | 1,922,000 | 2,609,000 | 3,207,000 |
| Net interest income | 3,777,000 | 7,713,000 | 11,566,000 | 15,458,000 |
| Noninterest income | 526,000 | 981,000 | 1,664,000 | 2,269,000 |
| Noninterest expense | 2,942,000 | 5,893,000 | 8,998,000 | 12,032,000 |
| Provision for loan losses | 356,000 | 550,000 | 906,000 | 793,000 |
| Pretax income | 999,000 | 2,252,000 | 3,450,000 | 5,027,000 |
| Income tax | 271,000 | 630,000 | 969,000 | 1,429,000 |
| Net income | 728,000 | 1,622,000 | 2,481,000 | 3,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,175,000 | 36,452,000 | 36,942,000 | 37,442,000 |
| Total capital | 39,391,000 | 39,685,000 | 40,214,000 | 40,636,000 |
| Risk-weighted assets | 251,696,000 | 248,589,000 | 254,401,000 | 251,636,000 |