Call reports 2013
ALLENDALE COUNTY BANK — 2013
What ALLENDALE COUNTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 60,957,000 | 59,422,000 | 58,040,000 | 51,459,000 |
| Total loans | 26,651,000 | 25,953,000 | 25,473,000 | 23,381,000 |
| Allowance for loan losses | 600,000 | 600,000 | 600,000 | 1,769,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,143,000 | 21,143,000 | 21,143,000 | 21,133,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,407,000 | 55,858,000 | 54,439,000 | 50,955,000 |
| Interest-bearing deposits | 45,398,000 | 42,767,000 | 40,862,000 | 39,458,000 |
| Noninterest-bearing deposits | 12,009,000 | 13,091,000 | 13,577,000 | 11,497,000 |
| Equity capital | 3,456,000 | 3,456,000 | 3,470,000 | 400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 617,000 | 1,219,000 | 1,814,000 | 2,399,000 |
| Interest expense | 84,000 | 162,000 | 241,000 | 310,000 |
| Net interest income | 533,000 | 1,057,000 | 1,573,000 | 2,089,000 |
| Noninterest income | 63,000 | 128,000 | 188,000 | 250,000 |
| Noninterest expense | 469,000 | 949,000 | 1,416,000 | 1,922,000 |
| Provision for loan losses | 107,000 | 216,000 | 311,000 | 3,453,000 |
| Pretax income | 20,000 | 20,000 | 34,000 | -3,036,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 20,000 | 20,000 | 34,000 | -3,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,456,000 | 3,346,000 | 3,360,000 | 230,000 |
| Total capital | 3,853,000 | 3,740,000 | 3,745,000 | 460,000 |
| Risk-weighted assets | 32,355,000 | 31,330,000 | 30,589,000 | 27,363,000 |