Call reports 2012
ALLENDALE COUNTY BANK — 2012
What ALLENDALE COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 55,958,000 | 55,993,000 | 55,868,000 | 56,133,000 |
| Total loans | 25,540,000 | 25,553,000 | 26,102,000 | 26,682,000 |
| Allowance for loan losses | 600,000 | 600,000 | 600,000 | 600,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,197,000 | 18,197,000 | 21,187,000 | 21,177,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,348,000 | 52,370,000 | 52,237,000 | 52,572,000 |
| Interest-bearing deposits | 40,542,000 | 40,629,000 | 40,484,000 | 40,500,000 |
| Noninterest-bearing deposits | 11,806,000 | 11,741,000 | 11,753,000 | 12,072,000 |
| Equity capital | 3,489,000 | 3,493,000 | 3,524,000 | 3,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 643,000 | 1,269,000 | 1,898,000 | 2,531,000 |
| Interest expense | 100,000 | 195,000 | 285,000 | 373,000 |
| Net interest income | 543,000 | 1,074,000 | 1,613,000 | 2,158,000 |
| Noninterest income | 53,000 | 112,000 | 162,000 | 215,000 |
| Noninterest expense | 466,000 | 948,000 | 1,375,000 | 1,918,000 |
| Provision for loan losses | 100,000 | 204,000 | 335,000 | 470,000 |
| Pretax income | 30,000 | 34,000 | 65,000 | -15,000 |
| Income tax | 0 | 0 | 0 | 8,000 |
| Net income | 30,000 | 34,000 | 65,000 | -23,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,306,000 | 3,310,000 | 3,323,000 | 3,436,000 |
| Total capital | 3,694,000 | 3,696,000 | 3,713,000 | 3,833,000 |
| Risk-weighted assets | 30,831,000 | 30,625,000 | 31,007,000 | 31,545,000 |