Call reports 2011
ALLENDALE COUNTY BANK — 2011
What ALLENDALE COUNTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 61,063,000 | 55,178,000 | 57,137,000 | 54,250,000 |
| Total loans | 26,702,000 | 26,201,000 | 25,881,000 | 25,641,000 |
| Allowance for loan losses | 606,000 | 610,000 | 600,000 | 601,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,285,000 | 21,285,000 | 21,236,000 | 21,236,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,369,000 | 51,443,000 | 53,423,000 | 50,647,000 |
| Interest-bearing deposits | 45,353,000 | 39,819,000 | 42,354,000 | 39,531,000 |
| Noninterest-bearing deposits | 12,016,000 | 11,624,000 | 11,069,000 | 11,116,000 |
| Equity capital | 3,544,000 | 3,571,000 | 3,565,000 | 3,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 730,000 | 1,438,000 | 2,129,000 | 2,786,000 |
| Interest expense | 126,000 | 254,000 | 374,000 | 479,000 |
| Net interest income | 604,000 | 1,184,000 | 1,755,000 | 2,307,000 |
| Noninterest income | 55,000 | 113,000 | 176,000 | 232,000 |
| Noninterest expense | 491,000 | 974,000 | 1,479,000 | 2,065,000 |
| Provision for loan losses | 121,000 | 249,000 | 384,000 | 516,000 |
| Pretax income | 47,000 | 74,000 | 68,000 | -38,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 47,000 | 74,000 | 68,000 | -38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,544,000 | 3,387,000 | 3,382,000 | 3,276,000 |
| Total capital | 3,955,000 | 3,779,000 | 3,774,000 | 3,660,000 |
| Risk-weighted assets | 32,717,000 | 31,109,000 | 31,224,000 | 30,453,000 |