Call reports 2026
LIVE OAK BANKING COMPANY — 2026
What LIVE OAK BANKING COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 15,229,819,000 | 15,959,938,000 |
| Total loans | 12,593,529,000 | 13,142,670,000 |
| Allowance for loan losses | 193,279,000 | 193,417,000 |
| Securities available for sale | 1,434,538,000 | 1,467,855,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 13,966,734,000 | 14,680,431,000 |
| Interest-bearing deposits | 13,324,141,000 | 13,942,289,000 |
| Noninterest-bearing deposits | 642,593,000 | 738,142,000 |
| Equity capital | 1,171,333,000 | 1,213,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 233,676,000 | 475,225,000 |
| Interest expense | 112,865,000 | 227,642,000 |
| Net interest income | 120,811,000 | 247,583,000 |
| Noninterest income | 25,409,000 | 55,268,000 |
| Noninterest expense | 80,998,000 | 161,261,000 |
| Provision for loan losses | 19,600,000 | 43,900,000 |
| Pretax income | 45,122,000 | 95,688,000 |
| Income tax | 11,477,000 | 21,774,000 |
| Net income | 33,645,000 | 73,914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 1,183,260,000 | 1,230,412,000 |
| Total capital | 1,323,519,000 | 1,378,183,000 |
| Risk-weighted assets | 11,150,792,000 | 11,757,670,000 |
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