Call reports 2022
LIVE OAK BANKING COMPANY — 2022
What LIVE OAK BANKING COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 8,538,751,000 | 9,030,628,000 | 9,226,976,000 | 9,738,922,000 |
| Total loans | 6,766,876,000 | 7,059,943,000 | 7,391,030,000 | 7,898,787,000 |
| Allowance for loan losses | 63,058,000 | 65,863,000 | 78,291,000 | 96,566,000 |
| Securities available for sale | 842,077,000 | 925,478,000 | 1,004,872,000 | 1,014,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,652,970,000 | 8,254,697,000 | 8,524,486,000 | 8,982,322,000 |
| Interest-bearing deposits | 7,550,822,000 | 8,036,373,000 | 8,234,574,000 | 8,690,828,000 |
| Noninterest-bearing deposits | 102,148,000 | 218,324,000 | 289,912,000 | 291,494,000 |
| Equity capital | 666,610,000 | 650,552,000 | 634,038,000 | 652,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 92,721,000 | 191,918,000 | 307,713,000 | 444,200,000 |
| Interest expense | 14,530,000 | 33,380,000 | 64,961,000 | 115,324,000 |
| Net interest income | 78,191,000 | 158,538,000 | 242,752,000 | 328,876,000 |
| Noninterest income | 30,751,000 | 34,034,000 | 59,542,000 | 74,104,000 |
| Noninterest expense | 61,381,000 | 138,115,000 | 216,572,000 | 296,884,000 |
| Provision for loan losses | 1,836,000 | 7,103,000 | 21,272,000 | 40,943,000 |
| Pretax income | 45,663,000 | 47,268,000 | 64,327,000 | 65,039,000 |
| Income tax | 9,076,000 | 8,808,000 | 10,152,000 | -226,000 |
| Net income | 36,587,000 | 38,460,000 | 54,175,000 | 65,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 677,361,000 | 687,823,000 | 707,007,000 | 730,092,000 |
| Total capital | 741,303,000 | 754,558,000 | 786,427,000 | 815,577,000 |
| Risk-weighted assets | 5,701,203,000 | 6,041,245,000 | 6,378,538,000 | 6,826,195,000 |
Machine access — free, no API key
Every figure shown here about LIVE OAK BANKING COMPANY — 2022 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.