Call reports 2017
GIBRALTAR PRIVATE BANK & TRUST COMPANY — 2017
What GIBRALTAR PRIVATE BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,620,680,000 | 1,578,561,000 | 1,607,242,000 | 1,607,372,000 |
| Total loans | 1,447,414,000 | 1,434,496,000 | 1,464,332,000 | 1,476,668,000 |
| Allowance for loan losses | 21,074,000 | 21,312,000 | 21,563,000 | 21,688,000 |
| Securities available for sale | 20,424,000 | 19,757,000 | 19,421,000 | 23,612,000 |
| Securities held to maturity | 6,346,000 | 6,212,000 | 6,181,000 | 6,161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,053,760,000 | 1,091,287,000 | 1,063,786,000 | 1,050,699,000 |
| Interest-bearing deposits | 744,339,000 | 798,508,000 | 753,333,000 | 774,823,000 |
| Noninterest-bearing deposits | 309,421,000 | 292,779,000 | 310,453,000 | 275,876,000 |
| Equity capital | 142,805,000 | 143,585,000 | 144,417,000 | 146,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 15,345,000 | 30,191,000 | 45,693,000 | 61,397,000 |
| Interest expense | 2,544,000 | 5,340,000 | 8,255,000 | 11,193,000 |
| Net interest income | 12,801,000 | 24,851,000 | 37,438,000 | 50,204,000 |
| Noninterest income | 2,122,000 | 3,737,000 | 5,065,000 | 6,404,000 |
| Noninterest expense | 13,451,000 | 26,136,000 | 38,832,000 | 51,439,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,472,000 | 2,452,000 | 3,671,000 | 5,169,000 |
| Income tax | 332,000 | 738,000 | 1,234,000 | 775,000 |
| Net income | 1,140,000 | 1,714,000 | 2,437,000 | 4,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,611,000 | 143,318,000 | 144,160,000 | 146,025,000 |
| Total capital | 157,804,000 | 158,240,000 | 158,862,000 | 160,867,000 |
| Risk-weighted assets | 1,208,404,000 | 1,186,276,000 | 1,168,283,000 | 1,179,444,000 |