Call reports 2016
GIBRALTAR PRIVATE BANK & TRUST COMPANY — 2016
What GIBRALTAR PRIVATE BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,645,984,000 | 1,634,073,000 | 1,624,238,000 | 1,621,261,000 |
| Total loans | 1,464,355,000 | 1,465,350,000 | 1,448,085,000 | 1,477,974,000 |
| Allowance for loan losses | 19,839,000 | 20,324,000 | 21,021,000 | 21,095,000 |
| Securities available for sale | 22,800,000 | 22,945,000 | 22,264,000 | 20,827,000 |
| Securities held to maturity | 473,000 | 5,449,000 | 6,432,000 | 6,373,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,147,484,000 | 1,074,789,000 | 1,031,984,000 | 1,005,506,000 |
| Interest-bearing deposits | 855,574,000 | 774,200,000 | 741,939,000 | 728,603,000 |
| Noninterest-bearing deposits | 291,910,000 | 300,589,000 | 290,045,000 | 276,903,000 |
| Equity capital | 137,138,000 | 138,083,000 | 139,520,000 | 141,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 15,038,000 | 31,574,000 | 47,544,000 | 62,617,000 |
| Interest expense | 2,455,000 | 4,835,000 | 7,174,000 | 9,497,000 |
| Net interest income | 12,583,000 | 26,739,000 | 40,370,000 | 53,120,000 |
| Noninterest income | 1,269,000 | 2,806,000 | 5,182,000 | 7,927,000 |
| Noninterest expense | 14,842,000 | 31,423,000 | 45,924,000 | 59,246,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -990,000 | -1,878,000 | -372,000 | 1,801,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -990,000 | -1,878,000 | -372,000 | 1,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,706,000 | 137,569,000 | 139,073,000 | 141,346,000 |
| Total capital | 151,285,000 | 152,205,000 | 153,861,000 | 156,444,000 |
| Risk-weighted assets | 1,154,900,000 | 1,156,831,000 | 1,169,632,000 | 1,200,902,000 |