Call reports 2015
GIBRALTAR PRIVATE BANK & TRUST COMPANY — 2015
What GIBRALTAR PRIVATE BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,584,687,000 | 1,578,963,000 | 1,559,958,000 | 1,566,414,000 |
| Total loans | 1,412,010,000 | 1,419,823,000 | 1,408,699,000 | 1,440,282,000 |
| Allowance for loan losses | 21,751,000 | 18,998,000 | 19,130,000 | 19,723,000 |
| Securities available for sale | 24,812,000 | 22,998,000 | 22,376,000 | 21,061,000 |
| Securities held to maturity | 654,000 | 608,000 | 556,000 | 512,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,220,609,000 | 1,151,228,000 | 1,149,326,000 | 1,083,453,000 |
| Interest-bearing deposits | 930,159,000 | 875,265,000 | 864,769,000 | 815,386,000 |
| Noninterest-bearing deposits | 290,450,000 | 275,963,000 | 284,557,000 | 268,067,000 |
| Equity capital | 130,728,000 | 135,496,000 | 136,526,000 | 138,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 14,892,000 | 29,953,000 | 44,559,000 | 59,510,000 |
| Interest expense | 2,323,000 | 4,672,000 | 7,059,000 | 9,414,000 |
| Net interest income | 12,569,000 | 25,281,000 | 37,500,000 | 50,096,000 |
| Noninterest income | 1,877,000 | 4,347,000 | 5,602,000 | 7,783,000 |
| Noninterest expense | 16,323,000 | 31,104,000 | 43,631,000 | 56,773,000 |
| Provision for loan losses | 0 | -4,500,000 | -4,500,000 | -4,500,000 |
| Pretax income | -1,877,000 | 3,024,000 | 3,971,000 | 5,606,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,877,000 | 3,024,000 | 3,971,000 | 5,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,185,000 | 135,079,000 | 135,764,000 | 137,693,000 |
| Total capital | 144,275,000 | 149,386,000 | 149,961,000 | 151,982,000 |
| Risk-weighted assets | 1,106,701,000 | 1,133,261,000 | 1,119,544,000 | 1,131,888,000 |