Call reports 2013
GIBRALTAR PRIVATE BANK & TRUST COMPANY — 2013
What GIBRALTAR PRIVATE BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,622,119,000 | 1,563,243,000 | 1,566,199,000 | 1,556,669,000 |
| Total loans | 1,240,218,000 | 1,231,651,000 | 1,292,635,000 | 1,326,798,000 |
| Allowance for loan losses | 30,423,000 | 31,312,000 | 32,225,000 | 24,297,000 |
| Securities available for sale | 74,411,000 | 58,611,000 | 55,366,000 | 59,484,000 |
| Securities held to maturity | 1,299,000 | 1,172,000 | 1,077,000 | 1,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,365,491,000 | 1,309,748,000 | 1,268,114,000 | 1,261,934,000 |
| Interest-bearing deposits | 1,097,429,000 | 1,030,448,000 | 1,010,482,000 | 1,013,956,000 |
| Noninterest-bearing deposits | 268,062,000 | 279,300,000 | 257,632,000 | 247,978,000 |
| Equity capital | 137,295,000 | 135,937,000 | 125,658,000 | 126,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 15,037,000 | 29,933,000 | 44,569,000 | 58,232,000 |
| Interest expense | 2,959,000 | 5,850,000 | 8,556,000 | 11,214,000 |
| Net interest income | 12,078,000 | 24,083,000 | 36,013,000 | 47,018,000 |
| Noninterest income | 1,786,000 | 3,968,000 | 4,924,000 | 3,135,000 |
| Noninterest expense | 13,546,000 | 29,339,000 | 45,016,000 | 60,941,000 |
| Provision for loan losses | 0 | 0 | 0 | -8,000,000 |
| Pretax income | 318,000 | -798,000 | -3,589,000 | -2,284,000 |
| Income tax | 151,000 | -257,000 | 7,056,000 | 7,056,000 |
| Net income | 167,000 | -541,000 | -10,645,000 | -9,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,040,000 | 126,805,000 | 123,172,000 | 125,326,000 |
| Total capital | 140,579,000 | 139,365,000 | 136,260,000 | 138,686,000 |
| Risk-weighted assets | 984,324,000 | 985,187,000 | 1,026,928,000 | 1,056,783,000 |