Call reports 2012
GIBRALTAR PRIVATE BANK & TRUST COMPANY — 2012
What GIBRALTAR PRIVATE BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,630,299,000 | 1,610,132,000 | 1,630,015,000 | 1,709,957,000 |
| Total loans | 1,318,269,000 | 1,340,372,000 | 1,327,272,000 | 1,292,377,000 |
| Allowance for loan losses | 32,133,000 | 33,674,000 | 32,037,000 | 30,894,000 |
| Securities available for sale | 95,283,000 | 90,776,000 | 84,425,000 | 78,703,000 |
| Securities held to maturity | 1,837,000 | 1,683,000 | 1,536,000 | 1,415,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,311,764,000 | 1,317,507,000 | 1,320,021,000 | 1,455,531,000 |
| Interest-bearing deposits | 1,161,234,000 | 1,171,241,000 | 1,170,698,000 | 1,107,260,000 |
| Noninterest-bearing deposits | 150,530,000 | 146,266,000 | 149,323,000 | 348,271,000 |
| Equity capital | 141,207,000 | 125,351,000 | 136,726,000 | 136,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 16,631,000 | 32,582,000 | 49,097,000 | 64,702,000 |
| Interest expense | 4,196,000 | 7,688,000 | 11,047,000 | 14,304,000 |
| Net interest income | 12,435,000 | 24,894,000 | 38,050,000 | 50,398,000 |
| Noninterest income | 1,456,000 | 2,345,000 | 3,907,000 | 5,522,000 |
| Noninterest expense | 15,201,000 | 29,244,000 | 43,953,000 | 57,635,000 |
| Provision for loan losses | -1,136,000 | 3,388,000 | 2,355,000 | 2,384,000 |
| Pretax income | -174,000 | -5,393,000 | -4,351,000 | -4,099,000 |
| Income tax | -33,000 | 10,976,000 | -326,000 | -210,000 |
| Net income | -141,000 | -16,369,000 | -4,025,000 | -3,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,641,000 | 114,837,000 | 126,474,000 | 127,339,000 |
| Total capital | 146,268,000 | 128,509,000 | 140,153,000 | 140,354,000 |
| Risk-weighted assets | 1,073,628,000 | 1,071,446,000 | 1,074,807,000 | 1,023,364,000 |