Call reports 2017
COMMUNITY DEVELOPMENT BANK FSB — 2017
What COMMUNITY DEVELOPMENT BANK FSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 75,879,000 | 76,597,000 | 82,965,000 | 171,990,000 |
| Total loans | 56,234,000 | 58,883,000 | 62,086,000 | 106,552,000 |
| Allowance for loan losses | 1,061,000 | 1,042,000 | 1,070,000 | 1,109,000 |
| Securities available for sale | 7,026,000 | 6,944,000 | 6,780,000 | 31,127,000 |
| Securities held to maturity | 1,967,000 | 1,965,000 | 1,962,000 | 1,960,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,902,000 | 63,756,000 | 70,075,000 | 147,975,000 |
| Interest-bearing deposits | 53,078,000 | 53,909,000 | 60,564,000 | 111,266,000 |
| Noninterest-bearing deposits | 10,824,000 | 9,847,000 | 9,511,000 | 36,709,000 |
| Equity capital | 8,960,000 | 9,186,000 | 9,306,000 | 20,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 773,000 | 1,695,000 | 2,582,000 | 4,003,000 |
| Interest expense | 66,000 | 137,000 | 218,000 | 343,000 |
| Net interest income | 707,000 | 1,558,000 | 2,364,000 | 3,660,000 |
| Noninterest income | 79,000 | 149,000 | 216,000 | 337,000 |
| Noninterest expense | 511,000 | 1,108,000 | 1,765,000 | 2,863,000 |
| Provision for loan losses | 27,000 | 54,000 | 81,000 | 124,000 |
| Pretax income | 248,000 | 545,000 | 734,000 | 1,010,000 |
| Income tax | 81,000 | 196,000 | 261,000 | 442,000 |
| Net income | 167,000 | 349,000 | 473,000 | 568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,465,000 | 8,650,000 | 8,776,000 | 15,425,000 |
| Total capital | 9,216,000 | 9,423,000 | 9,586,000 | 16,690,000 |
| Risk-weighted assets | 59,653,000 | 61,440,000 | 64,418,000 | 122,589,000 |