Call reports 2021
LAURENS STATE BANK — 2021
What LAURENS STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Total assets | 86,297,000 | 88,091,000 |
| Total loans | 24,812,000 | 24,844,000 |
| Allowance for loan losses | 344,000 | 344,000 |
| Securities available for sale | 28,937,000 | 26,738,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 77,350,000 | 79,086,000 |
| Interest-bearing deposits | 59,002,000 | 59,026,000 |
| Noninterest-bearing deposits | 18,348,000 | 20,060,000 |
| Equity capital | 8,233,000 | 7,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Interest income | 590,000 | 1,041,000 |
| Interest expense | 41,000 | 78,000 |
| Net interest income | 549,000 | 963,000 |
| Noninterest income | 42,000 | 89,000 |
| Noninterest expense | 315,000 | 1,118,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 301,000 | -41,000 |
| Income tax | 14,000 | 3,000 |
| Net income | 287,000 | -44,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Tier 1 capital | 8,451,000 | 8,018,000 |