Call reports 2018
LAURENS STATE BANK — 2018
What LAURENS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 68,948,000 | 68,720,000 | 66,901,000 | 70,995,000 |
| Total loans | 28,331,000 | 29,360,000 | 30,497,000 | 30,230,000 |
| Allowance for loan losses | 353,000 | 353,000 | 353,000 | 352,000 |
| Securities available for sale | 24,704,000 | 24,609,000 | 24,454,000 | 24,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,138,000 | 60,959,000 | 59,074,000 | 62,506,000 |
| Interest-bearing deposits | 48,785,000 | 49,590,000 | 47,644,000 | 49,165,000 |
| Noninterest-bearing deposits | 12,353,000 | 11,369,000 | 11,430,000 | 13,341,000 |
| Equity capital | 7,213,000 | 7,116,000 | 7,156,000 | 7,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 546,000 | 1,131,000 | 1,718,000 | 2,335,000 |
| Interest expense | 59,000 | 126,000 | 195,000 | 271,000 |
| Net interest income | 487,000 | 1,005,000 | 1,523,000 | 2,064,000 |
| Noninterest income | 64,000 | 123,000 | 191,000 | 240,000 |
| Noninterest expense | 336,000 | 659,000 | 994,000 | 1,321,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 215,000 | 469,000 | 720,000 | 983,000 |
| Income tax | 8,000 | 18,000 | 20,000 | 38,000 |
| Net income | 207,000 | 451,000 | 700,000 | 945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,732,000 | 7,826,000 | 7,999,000 | 8,245,000 |
| Total capital | 8,085,000 | 8,179,000 | 8,352,000 | 8,597,000 |
| Risk-weighted assets | 33,465,000 | 34,483,000 | 35,668,000 | 36,669,000 |