Call reports 2017
LAURENS STATE BANK — 2017
What LAURENS STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 65,362,000 | 64,736,000 | 64,246,000 | 68,123,000 |
| Total loans | 29,244,000 | 28,737,000 | 29,794,000 | 29,825,000 |
| Allowance for loan losses | 353,000 | 353,000 | 353,000 | 353,000 |
| Securities available for sale | 23,940,000 | 22,320,000 | 21,766,000 | 22,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,581,000 | 56,685,000 | 56,079,000 | 59,913,000 |
| Interest-bearing deposits | 46,073,000 | 45,757,000 | 45,587,000 | 48,048,000 |
| Noninterest-bearing deposits | 11,508,000 | 10,928,000 | 10,492,000 | 11,865,000 |
| Equity capital | 7,241,000 | 7,481,000 | 7,567,000 | 7,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 523,000 | 1,074,000 | 1,620,000 | 2,181,000 |
| Interest expense | 38,000 | 79,000 | 127,000 | 182,000 |
| Net interest income | 485,000 | 995,000 | 1,493,000 | 1,999,000 |
| Noninterest income | 60,000 | 116,000 | 174,000 | 244,000 |
| Noninterest expense | 350,000 | 674,000 | 1,016,000 | 1,326,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 196,000 | 438,000 | 652,000 | 918,000 |
| Income tax | 8,000 | 17,000 | 26,000 | 36,000 |
| Net income | 188,000 | 421,000 | 626,000 | 882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,452,000 | 7,533,000 | 7,664,000 | 7,920,000 |
| Total capital | 7,805,000 | 7,886,000 | 8,017,000 | 8,273,000 |
| Risk-weighted assets | 34,478,000 | 34,739,000 | 34,947,000 | 35,320,000 |