Call reports 2009
LAURENS STATE BANK — 2009
What LAURENS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 55,603,000 | 59,556,000 | 58,764,000 | 56,581,000 |
| Total loans | 28,872,000 | 28,795,000 | 29,259,000 | 29,692,000 |
| Allowance for loan losses | 235,000 | 208,000 | 218,000 | 272,000 |
| Securities available for sale | 17,474,000 | 19,269,000 | 23,156,000 | 20,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,848,000 | 52,918,000 | 51,757,000 | 49,771,000 |
| Interest-bearing deposits | 42,344,000 | 47,271,000 | 46,130,000 | 42,087,000 |
| Noninterest-bearing deposits | 6,504,000 | 5,647,000 | 5,627,000 | 7,684,000 |
| Equity capital | 6,167,000 | 6,019,000 | 6,353,000 | 6,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 739,000 | 1,431,000 | 2,164,000 | 2,878,000 |
| Interest expense | 232,000 | 448,000 | 665,000 | 849,000 |
| Net interest income | 507,000 | 983,000 | 1,499,000 | 2,029,000 |
| Noninterest income | 68,000 | 143,000 | 209,000 | 325,000 |
| Noninterest expense | 320,000 | 705,000 | 1,040,000 | 1,452,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 263,000 | 430,000 | 677,000 | 853,000 |
| Income tax | 13,000 | 21,000 | 33,000 | 41,000 |
| Net income | 250,000 | 409,000 | 644,000 | 812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,987,000 | 6,047,000 | 6,232,000 | 6,401,000 |
| Total capital | 6,222,000 | 6,255,000 | 6,450,000 | 6,673,000 |
| Risk-weighted assets | 32,506,000 | 33,415,000 | 33,809,000 | 33,697,000 |
Machine access — free, no API key
Every figure shown here about LAURENS STATE BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.