Call reports 2006
LAURENS STATE BANK — 2006
What LAURENS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 52,777,000 | 51,875,000 | 50,786,000 | 51,602,000 |
| Total loans | 27,183,000 | 27,338,000 | 28,162,000 | 27,287,000 |
| Allowance for loan losses | 370,000 | 325,000 | 336,000 | 329,000 |
| Securities available for sale | 23,144,000 | 21,988,000 | 19,927,000 | 20,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,180,000 | 45,122,000 | 43,873,000 | 45,409,000 |
| Interest-bearing deposits | 41,478,000 | 40,133,000 | 39,252,000 | 39,817,000 |
| Noninterest-bearing deposits | 5,702,000 | 4,989,000 | 4,621,000 | 5,592,000 |
| Equity capital | 4,835,000 | 4,777,000 | 5,163,000 | 5,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 725,000 | 1,459,000 | 2,206,000 | 2,972,000 |
| Interest expense | 285,000 | 577,000 | 908,000 | 1,255,000 |
| Net interest income | 440,000 | 882,000 | 1,298,000 | 1,717,000 |
| Noninterest income | 59,000 | 132,000 | 238,000 | 322,000 |
| Noninterest expense | 322,000 | 651,000 | 972,000 | 1,286,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 15,000 |
| Pretax income | 172,000 | 360,000 | 546,000 | 735,000 |
| Income tax | 8,000 | 18,000 | 27,000 | 36,000 |
| Net income | 164,000 | 342,000 | 519,000 | 699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,244,000 | 5,322,000 | 5,451,000 | 5,632,000 |
| Total capital | 5,614,000 | 5,647,000 | 5,787,000 | 5,961,000 |
| Risk-weighted assets | 31,375,000 | 30,749,000 | 31,361,000 | 30,717,000 |
Machine access — free, no API key
Every figure shown here about LAURENS STATE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.