Call reports 2020
PEOPLES BANK — 2020
What PEOPLES BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Total assets | 98,669,000 | 106,583,000 |
| Total loans | 76,902,000 | 79,181,000 |
| Allowance for loan losses | 863,000 | 1,288,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 80,373,000 | 87,886,000 |
| Interest-bearing deposits | 45,605,000 | 47,950,000 |
| Noninterest-bearing deposits | 34,768,000 | 39,936,000 |
| Equity capital | 18,104,000 | 18,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Interest income | 1,203,000 | 2,852,000 |
| Interest expense | 117,000 | 223,000 |
| Net interest income | 1,086,000 | 2,629,000 |
| Noninterest income | 162,000 | 291,000 |
| Noninterest expense | 898,000 | 1,705,000 |
| Provision for loan losses | 200,000 | 675,000 |
| Pretax income | 150,000 | 540,000 |
| Income tax | 21,000 | 42,000 |
| Net income | 129,000 | 498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Tier 1 capital | 12,283,000 | 12,694,000 |
| Total capital | 13,146,000 | 13,648,000 |
| Risk-weighted assets | 79,256,000 | 75,882,000 |