Call reports 2019
PEOPLES BANK — 2019
What PEOPLES BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 110,363,000 | 105,500,000 | 100,360,000 | 96,142,000 |
| Total loans | 86,814,000 | 83,837,000 | 80,963,000 | 79,102,000 |
| Allowance for loan losses | 291,000 | 495,000 | 629,000 | 699,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,139,000 | 87,902,000 | 82,355,000 | 78,034,000 |
| Interest-bearing deposits | 55,944,000 | 50,805,000 | 46,206,000 | 42,685,000 |
| Noninterest-bearing deposits | 37,195,000 | 37,097,000 | 36,149,000 | 35,349,000 |
| Equity capital | 17,053,000 | 17,385,000 | 17,783,000 | 17,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,381,000 | 2,797,000 | 4,185,000 | 5,452,000 |
| Interest expense | 141,000 | 272,000 | 405,000 | 524,000 |
| Net interest income | 1,240,000 | 2,525,000 | 3,780,000 | 4,928,000 |
| Noninterest income | 183,000 | 370,000 | 559,000 | 726,000 |
| Noninterest expense | 844,000 | 1,701,000 | 2,508,000 | 3,387,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 354,000 | 744,000 | 1,156,000 | 1,367,000 |
| Income tax | 0 | 58,000 | 72,000 | 91,000 |
| Net income | 354,000 | 686,000 | 1,084,000 | 1,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,063,000 | 11,437,000 | 11,878,000 | 12,112,000 |
| Total capital | 11,354,000 | 11,932,000 | 12,507,000 | 12,811,000 |
| Risk-weighted assets | 88,054,000 | 85,078,000 | 83,032,000 | 80,669,000 |