Call reports 2018
PEOPLES BANK — 2018
What PEOPLES BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 112,909,000 | 112,949,000 | 120,126,000 | 109,342,000 |
| Total loans | 93,829,000 | 92,736,000 | 92,101,000 | 90,968,000 |
| Allowance for loan losses | 853,000 | 924,000 | 987,000 | 100,000 |
| Securities available for sale | 1,334,000 | 1,286,000 | 1,256,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,480,000 | 99,595,000 | 100,501,000 | 92,498,000 |
| Interest-bearing deposits | 63,888,000 | 62,813,000 | 64,539,000 | 55,687,000 |
| Noninterest-bearing deposits | 38,592,000 | 36,782,000 | 35,962,000 | 36,811,000 |
| Equity capital | 10,156,000 | 10,481,000 | 10,549,000 | 16,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,383,000 | 2,766,000 | 4,147,000 | 917,000 |
| Interest expense | 125,000 | 272,000 | 464,000 | 94,000 |
| Net interest income | 1,258,000 | 2,494,000 | 3,683,000 | 823,000 |
| Noninterest income | 227,000 | 477,000 | 797,000 | 127,000 |
| Noninterest expense | 972,000 | 1,964,000 | 3,218,000 | 569,000 |
| Provision for loan losses | 100,000 | 205,000 | 312,000 | 132,000 |
| Pretax income | 413,000 | 802,000 | 950,000 | 249,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 413,000 | 802,000 | 950,000 | 249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,122,000 | 10,455,000 | 10,529,000 | 12,361,000 |
| Total capital | 10,975,000 | 11,379,000 | 11,516,000 | 12,461,000 |
| Risk-weighted assets | 89,144,000 | 88,958,000 | 85,641,000 | 89,568,000 |