Call reports 2016
PEOPLES BANK — 2016
What PEOPLES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 96,577,000 | 102,135,000 | 108,746,000 | 108,182,000 |
| Total loans | 82,702,000 | 83,533,000 | 85,913,000 | 89,290,000 |
| Allowance for loan losses | 699,000 | 706,000 | 712,000 | 729,000 |
| Securities available for sale | 1,755,000 | 1,700,000 | 1,641,000 | 1,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,176,000 | 79,031,000 | 83,465,000 | 87,551,000 |
| Interest-bearing deposits | 47,884,000 | 49,055,000 | 53,869,000 | 56,098,000 |
| Noninterest-bearing deposits | 33,292,000 | 29,976,000 | 29,596,000 | 31,453,000 |
| Equity capital | 9,085,000 | 9,066,000 | 9,332,000 | 9,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,200,000 | 2,346,000 | 3,549,000 | 4,750,000 |
| Interest expense | 66,000 | 137,000 | 231,000 | 333,000 |
| Net interest income | 1,134,000 | 2,209,000 | 3,318,000 | 4,417,000 |
| Noninterest income | 212,000 | 403,000 | 602,000 | 804,000 |
| Noninterest expense | 1,037,000 | 1,961,000 | 2,943,000 | 3,896,000 |
| Provision for loan losses | 105,000 | 150,000 | 165,000 | 225,000 |
| Pretax income | 204,000 | 501,000 | 812,000 | 1,100,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 204,000 | 501,000 | 812,000 | 1,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,004,000 | 8,980,000 | 9,242,000 | 9,281,000 |
| Total capital | 9,703,000 | 9,686,000 | 9,954,000 | 10,010,000 |
| Risk-weighted assets | 85,118,000 | 83,427,000 | 81,887,000 | 85,259,000 |