Call reports 2015
PEOPLES BANK — 2015
What PEOPLES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 97,848,000 | 98,087,000 | 97,707,000 | 100,308,000 |
| Total loans | 75,490,000 | 75,550,000 | 78,744,000 | 81,012,000 |
| Allowance for loan losses | 701,000 | 606,000 | 668,000 | 690,000 |
| Securities available for sale | 1,964,000 | 1,882,000 | 1,845,000 | 1,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,221,000 | 86,413,000 | 85,165,000 | 83,345,000 |
| Interest-bearing deposits | 52,644,000 | 51,806,000 | 49,135,000 | 46,734,000 |
| Noninterest-bearing deposits | 33,577,000 | 34,607,000 | 36,030,000 | 36,611,000 |
| Equity capital | 9,007,000 | 8,954,000 | 9,121,000 | 9,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,043,000 | 2,073,000 | 3,173,000 | 4,280,000 |
| Interest expense | 61,000 | 122,000 | 181,000 | 244,000 |
| Net interest income | 982,000 | 1,951,000 | 2,992,000 | 4,036,000 |
| Noninterest income | 208,000 | 387,000 | 584,000 | 775,000 |
| Noninterest expense | 963,000 | 1,895,000 | 2,882,000 | 3,816,000 |
| Provision for loan losses | 32,000 | 122,000 | 196,000 | 257,000 |
| Pretax income | 195,000 | 321,000 | 498,000 | 738,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 195,000 | 321,000 | 498,000 | 738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,908,000 | 8,879,000 | 9,024,000 | 9,065,000 |
| Total capital | 9,609,000 | 9,485,000 | 9,692,000 | 9,755,000 |
| Risk-weighted assets | 77,050,000 | 75,964,000 | 76,363,000 | 79,344,000 |