Call reports 2014
PEOPLES BANK — 2014
What PEOPLES BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 106,827,000 | 106,547,000 | 100,564,000 | 105,322,000 |
| Total loans | 77,890,000 | 77,959,000 | 78,040,000 | 74,661,000 |
| Allowance for loan losses | 878,000 | 874,000 | 746,000 | 736,000 |
| Securities available for sale | 1,208,000 | 2,145,000 | 2,057,000 | 2,012,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,281,000 | 95,345,000 | 88,841,000 | 93,823,000 |
| Interest-bearing deposits | 59,967,000 | 59,104,000 | 58,056,000 | 55,734,000 |
| Noninterest-bearing deposits | 35,314,000 | 36,241,000 | 30,785,000 | 38,089,000 |
| Equity capital | 9,001,000 | 8,582,000 | 8,820,000 | 8,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,106,000 | 2,204,000 | 3,297,000 | 4,340,000 |
| Interest expense | 67,000 | 134,000 | 202,000 | 269,000 |
| Net interest income | 1,039,000 | 2,070,000 | 3,095,000 | 4,071,000 |
| Noninterest income | 234,000 | 487,000 | 743,000 | 987,000 |
| Noninterest expense | 1,035,000 | 2,366,000 | 3,386,000 | 4,346,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 178,000 | 131,000 | 392,000 | 652,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 178,000 | 131,000 | 392,000 | 652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,919,000 | 8,499,000 | 8,754,000 | 8,811,000 |
| Total capital | 9,797,000 | 9,373,000 | 9,500,000 | 9,547,000 |
| Risk-weighted assets | 73,295,000 | 74,734,000 | 74,185,000 | 72,373,000 |