Call reports 2013
PEOPLES BANK — 2013
What PEOPLES BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 104,695,000 | 106,163,000 | 103,891,000 | 106,884,000 |
| Total loans | 81,728,000 | 79,926,000 | 81,227,000 | 84,434,000 |
| Allowance for loan losses | 970,000 | 948,000 | 817,000 | 821,000 |
| Securities available for sale | 517,000 | 442,000 | 392,000 | 355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,315,000 | 94,971,000 | 92,388,000 | 95,246,000 |
| Interest-bearing deposits | 63,690,000 | 61,619,000 | 61,805,000 | 63,263,000 |
| Noninterest-bearing deposits | 29,625,000 | 33,352,000 | 30,583,000 | 31,983,000 |
| Equity capital | 8,786,000 | 8,578,000 | 8,862,000 | 9,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,120,000 | 2,248,000 | 3,382,000 | 4,519,000 |
| Interest expense | 98,000 | 177,000 | 254,000 | 326,000 |
| Net interest income | 1,022,000 | 2,071,000 | 3,128,000 | 4,193,000 |
| Noninterest income | 243,000 | 414,000 | 659,000 | 867,000 |
| Noninterest expense | 1,093,000 | 2,111,000 | 3,125,000 | 4,133,000 |
| Provision for loan losses | 90,000 | 140,000 | 140,000 | 140,000 |
| Pretax income | 82,000 | 234,000 | 522,000 | 787,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 82,000 | 234,000 | 522,000 | 787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,688,000 | 8,484,000 | 8,774,000 | 9,009,000 |
| Total capital | 9,658,000 | 9,431,000 | 9,591,000 | 9,830,000 |
| Risk-weighted assets | 77,139,000 | 74,987,000 | 75,732,000 | 79,440,000 |