Call reports 2012
PEOPLES BANK — 2012
What PEOPLES BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 106,156,000 | 108,429,000 | 111,595,000 | 107,599,000 |
| Total loans | 83,760,000 | 89,038,000 | 87,723,000 | 83,545,000 |
| Allowance for loan losses | 838,000 | 683,000 | 1,019,000 | 889,000 |
| Securities available for sale | 948,000 | 823,000 | 714,000 | 607,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,302,000 | 95,421,000 | 98,411,000 | 94,769,000 |
| Interest-bearing deposits | 64,150,000 | 68,384,000 | 70,099,000 | 65,713,000 |
| Noninterest-bearing deposits | 29,152,000 | 27,037,000 | 28,312,000 | 29,056,000 |
| Equity capital | 8,754,000 | 8,808,000 | 8,987,000 | 8,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,187,000 | 2,418,000 | 3,689,000 | 4,879,000 |
| Interest expense | 147,000 | 293,000 | 439,000 | 568,000 |
| Net interest income | 1,040,000 | 2,125,000 | 3,250,000 | 4,311,000 |
| Noninterest income | 334,000 | 680,000 | 994,000 | 1,273,000 |
| Noninterest expense | 1,082,000 | 2,188,000 | 3,253,000 | 4,442,000 |
| Provision for loan losses | 30,000 | 80,000 | 350,000 | 770,000 |
| Pretax income | 262,000 | 537,000 | 641,000 | 372,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 262,000 | 537,000 | 641,000 | 372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,706,000 | 8,765,000 | 8,948,000 | 8,679,000 |
| Total capital | 9,544,000 | 9,448,000 | 9,967,000 | 9,568,000 |
| Risk-weighted assets | 80,795,000 | 84,048,000 | 82,345,000 | 78,762,000 |