Call reports 2011
PEOPLES BANK — 2011
What PEOPLES BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 98,322,000 | 96,817,000 | 96,915,000 | 99,759,000 |
| Total loans | 77,572,000 | 78,681,000 | 77,514,000 | 80,305,000 |
| Allowance for loan losses | 1,228,000 | 1,206,000 | 926,000 | 910,000 |
| Securities available for sale | 1,926,000 | 1,463,000 | 1,296,000 | 1,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,862,000 | 84,087,000 | 84,238,000 | 87,041,000 |
| Interest-bearing deposits | 60,077,000 | 60,158,000 | 59,955,000 | 59,337,000 |
| Noninterest-bearing deposits | 25,785,000 | 23,929,000 | 24,283,000 | 27,704,000 |
| Equity capital | 8,328,000 | 8,515,000 | 8,452,000 | 8,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,114,000 | 2,269,000 | 3,514,000 | 4,675,000 |
| Interest expense | 170,000 | 346,000 | 510,000 | 666,000 |
| Net interest income | 944,000 | 1,923,000 | 3,004,000 | 4,009,000 |
| Noninterest income | 777,000 | 1,095,000 | 1,429,000 | 1,741,000 |
| Noninterest expense | 981,000 | 2,052,000 | 3,143,000 | 4,385,000 |
| Provision for loan losses | 530,000 | 530,000 | 530,000 | 530,000 |
| Pretax income | 210,000 | 436,000 | 760,000 | 835,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 210,000 | 436,000 | 760,000 | 835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,252,000 | 8,443,000 | 8,387,000 | 8,462,000 |
| Total capital | 9,239,000 | 9,433,000 | 9,313,000 | 9,372,000 |
| Risk-weighted assets | 78,537,000 | 78,833,000 | 77,905,000 | 80,671,000 |