Call reports 2010
PEOPLES BANK — 2010
What PEOPLES BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 101,530,000 | 100,564,000 | 95,146,000 | 94,557,000 |
| Total loans | 85,687,000 | 82,022,000 | 78,414,000 | 75,923,000 |
| Allowance for loan losses | 960,000 | 962,000 | 627,000 | 703,000 |
| Securities available for sale | 3,607,000 | 2,843,000 | 2,518,000 | 2,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,693,000 | 87,588,000 | 82,196,000 | 82,281,000 |
| Interest-bearing deposits | 65,826,000 | 64,299,000 | 58,282,000 | 57,635,000 |
| Noninterest-bearing deposits | 19,867,000 | 23,289,000 | 23,914,000 | 24,646,000 |
| Equity capital | 8,749,000 | 8,800,000 | 8,813,000 | 8,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,221,000 | 2,403,000 | 3,579,000 | 4,723,000 |
| Interest expense | 261,000 | 505,000 | 717,000 | 908,000 |
| Net interest income | 960,000 | 1,898,000 | 2,862,000 | 3,815,000 |
| Noninterest income | 287,000 | 588,000 | 919,000 | 1,260,000 |
| Noninterest expense | 923,000 | 1,879,000 | 2,813,000 | 4,129,000 |
| Provision for loan losses | 210,000 | 400,000 | 682,000 | 772,000 |
| Pretax income | 114,000 | 207,000 | 286,000 | 174,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 114,000 | 207,000 | 286,000 | 174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,627,000 | 8,665,000 | 8,705,000 | 8,062,000 |
| Total capital | 9,587,000 | 9,627,000 | 9,332,000 | 8,765,000 |
| Risk-weighted assets | 86,798,000 | 83,496,000 | 79,812,000 | 77,486,000 |