Call reports 2007
PEOPLES BANK — 2007
What PEOPLES BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 80,828,000 | 82,423,000 | 86,564,000 | 87,798,000 |
| Total loans | 65,892,000 | 67,585,000 | 71,306,000 | 74,131,000 |
| Allowance for loan losses | 645,000 | 698,000 | 739,000 | 730,000 |
| Securities available for sale | 7,415,000 | 7,588,000 | 6,883,000 | 6,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,924,000 | 73,548,000 | 78,957,000 | 80,467,000 |
| Interest-bearing deposits | 54,862,000 | 57,542,000 | 61,951,000 | 62,015,000 |
| Noninterest-bearing deposits | 17,062,000 | 16,006,000 | 17,006,000 | 18,452,000 |
| Equity capital | 6,560,000 | 6,694,000 | 6,688,000 | 7,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,503,000 | 3,131,000 | 4,835,000 | 6,544,000 |
| Interest expense | 563,000 | 1,148,000 | 1,789,000 | 2,410,000 |
| Net interest income | 940,000 | 1,983,000 | 3,046,000 | 4,134,000 |
| Noninterest income | 216,000 | 434,000 | 668,000 | 890,000 |
| Noninterest expense | 755,000 | 1,534,000 | 2,305,000 | 3,136,000 |
| Provision for loan losses | 60,000 | 120,000 | 150,000 | 190,000 |
| Pretax income | 341,000 | 763,000 | 1,259,000 | 1,698,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 338,000 | 760,000 | 1,256,000 | 1,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,715,000 | 6,927,000 | 6,833,000 | 7,207,000 |
| Total capital | 7,360,000 | 7,625,000 | 7,571,000 | 7,937,000 |
| Risk-weighted assets | 69,389,000 | 70,699,000 | 74,075,000 | 78,141,000 |
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