Call reports 2005
PEOPLES BANK — 2005
What PEOPLES BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 67,765,000 | 64,207,000 | 66,559,000 | 68,990,000 |
| Total loans | 50,297,000 | 47,358,000 | 48,204,000 | 52,889,000 |
| Allowance for loan losses | 442,000 | 447,000 | 377,000 | 430,000 |
| Securities available for sale | 11,304,000 | 10,420,000 | 9,706,000 | 8,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,948,000 | 58,669,000 | 61,577,000 | 60,602,000 |
| Interest-bearing deposits | 43,200,000 | 44,562,000 | 46,586,000 | 46,349,000 |
| Noninterest-bearing deposits | 12,748,000 | 14,106,000 | 14,991,000 | 14,253,000 |
| Equity capital | 4,053,000 | 4,240,000 | 4,749,000 | 5,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 979,000 | 1,960,000 | 3,024,000 | 4,169,000 |
| Interest expense | 251,000 | 531,000 | 834,000 | 1,178,000 |
| Net interest income | 728,000 | 1,429,000 | 2,190,000 | 2,991,000 |
| Noninterest income | 166,000 | 356,000 | 562,000 | 773,000 |
| Noninterest expense | 653,000 | 1,292,000 | 1,977,000 | 2,664,000 |
| Provision for loan losses | 15,000 | 60,000 | 105,000 | 160,000 |
| Pretax income | 226,000 | 433,000 | 670,000 | 940,000 |
| Income tax | 0 | -13,000 | -13,000 | -23,000 |
| Net income | 226,000 | 446,000 | 683,000 | 963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,401,000 | 4,446,000 | 4,984,000 | 5,414,000 |
| Total capital | 4,843,000 | 4,894,000 | 5,361,000 | 5,844,000 |
| Risk-weighted assets | 54,553,000 | 51,862,000 | 53,251,000 | 56,922,000 |
Machine access — free, no API key
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