Call reports 2004
PEOPLES BANK — 2004
What PEOPLES BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 59,985,000 | 64,009,000 | 67,840,000 | 68,885,000 |
| Total loans | 38,062,000 | 45,430,000 | 49,668,000 | 51,327,000 |
| Allowance for loan losses | 422,000 | 445,000 | 454,000 | 469,000 |
| Securities available for sale | 14,486,000 | 13,214,000 | 13,033,000 | 11,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,491,000 | 54,111,000 | 56,801,000 | 54,764,000 |
| Interest-bearing deposits | 41,474,000 | 42,823,000 | 44,791,000 | 41,663,000 |
| Noninterest-bearing deposits | 11,017,000 | 11,288,000 | 12,010,000 | 13,101,000 |
| Equity capital | 4,692,000 | 3,479,000 | 3,896,000 | 4,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 770,000 | 833,000 | 1,795,000 | 2,785,000 |
| Interest expense | 162,000 | 168,000 | 371,000 | 602,000 |
| Net interest income | 608,000 | 665,000 | 1,424,000 | 2,183,000 |
| Noninterest income | 145,000 | 145,000 | 318,000 | 494,000 |
| Noninterest expense | 590,000 | 637,000 | 1,281,000 | 1,906,000 |
| Provision for loan losses | 40,000 | 40,000 | 115,000 | 180,000 |
| Pretax income | 123,000 | 133,000 | 346,000 | 591,000 |
| Income tax | 44,000 | 0 | 0 | 0 |
| Net income | 79,000 | 133,000 | 346,000 | 591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,703,000 | 3,974,000 | 4,023,000 | 4,268,000 |
| Total capital | 5,125,000 | 4,419,000 | 4,477,000 | 4,737,000 |
| Risk-weighted assets | 42,508,000 | 48,943,000 | 53,200,000 | 55,149,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.