Call reports 2023
STATE BANK OF ODELL — 2023
What STATE BANK OF ODELL reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 35,843,000 | 35,107,000 | 32,343,000 | 33,216,000 |
| Total loans | 7,689,000 | 8,633,000 | 9,374,000 | 8,854,000 |
| Allowance for loan losses | 220,000 | 209,000 | 213,000 | 216,000 |
| Securities available for sale | 12,835,000 | 12,766,000 | 12,756,000 | 12,174,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,209,000 | 33,439,000 | 30,618,000 | 31,085,000 |
| Interest-bearing deposits | 21,948,000 | 22,557,000 | 20,997,000 | 19,445,000 |
| Noninterest-bearing deposits | 12,261,000 | 10,882,000 | 9,621,000 | 11,640,000 |
| Equity capital | 1,622,000 | 1,654,000 | 1,708,000 | 2,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 280,000 | 570,000 | 845,000 | 1,141,000 |
| Interest expense | 10,000 | 24,000 | 53,000 | 87,000 |
| Net interest income | 270,000 | 546,000 | 792,000 | 1,054,000 |
| Noninterest income | 26,000 | 54,000 | 87,000 | 126,000 |
| Noninterest expense | 228,000 | 431,000 | 647,000 | 857,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 68,000 | 169,000 | 232,000 | 323,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 68,000 | 169,000 | 232,000 | 323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,609,000 | 2,711,000 | 2,773,000 | 2,864,000 |
| Total capital | 2,790,000 | 2,899,000 | 2,962,000 | 3,049,000 |
| Risk-weighted assets | 14,466,000 | 15,080,000 | 15,116,000 | 14,729,000 |