Call reports 2022
STATE BANK OF ODELL — 2022
What STATE BANK OF ODELL reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 35,545,000 | 36,245,000 | 33,514,000 | 34,154,000 |
| Total loans | 7,453,000 | 8,257,000 | 8,529,000 | 8,214,000 |
| Allowance for loan losses | 174,000 | 200,000 | 209,000 | 211,000 |
| Securities available for sale | 12,891,000 | 12,890,000 | 12,546,000 | 12,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,727,000 | 34,679,000 | 32,320,000 | 32,767,000 |
| Interest-bearing deposits | 22,680,000 | 23,007,000 | 22,126,000 | 20,918,000 |
| Noninterest-bearing deposits | 11,047,000 | 11,672,000 | 10,194,000 | 11,849,000 |
| Equity capital | 1,765,000 | 1,515,000 | 1,188,000 | 1,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 180,000 | 369,000 | 583,000 | 814,000 |
| Interest expense | 10,000 | 19,000 | 29,000 | 39,000 |
| Net interest income | 170,000 | 350,000 | 554,000 | 775,000 |
| Noninterest income | 23,000 | 51,000 | 82,000 | 108,000 |
| Noninterest expense | 239,000 | 455,000 | 663,000 | 854,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -46,000 | -54,000 | -27,000 | 29,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -46,000 | -54,000 | -27,000 | 29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,477,000 | 2,469,000 | 2,485,000 | 2,541,000 |
| Total capital | 2,651,000 | 2,656,000 | 2,676,000 | 2,724,000 |
| Risk-weighted assets | 14,074,000 | 14,824,000 | 15,285,000 | 14,624,000 |