Call reports 2021
STATE BANK OF ODELL — 2021
What STATE BANK OF ODELL reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 34,103,000 | 33,927,000 | 32,691,000 | 33,870,000 |
| Total loans | 9,968,000 | 10,157,000 | 8,828,000 | 8,397,000 |
| Allowance for loan losses | 200,000 | 164,000 | 168,000 | 171,000 |
| Securities available for sale | 1,790,000 | 1,790,000 | 2,291,000 | 12,551,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,496,000 | 31,256,000 | 30,042,000 | 31,378,000 |
| Interest-bearing deposits | 20,538,000 | 20,876,000 | 21,005,000 | 20,587,000 |
| Noninterest-bearing deposits | 10,958,000 | 10,380,000 | 9,037,000 | 10,791,000 |
| Equity capital | 2,597,000 | 2,665,000 | 2,642,000 | 2,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 265,000 | 530,000 | 701,000 | 844,000 |
| Interest expense | 13,000 | 25,000 | 35,000 | 46,000 |
| Net interest income | 252,000 | 505,000 | 666,000 | 798,000 |
| Noninterest income | 24,000 | 83,000 | 111,000 | 165,000 |
| Noninterest expense | 247,000 | 491,000 | 700,000 | 1,019,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 29,000 | 97,000 | 77,000 | -56,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 29,000 | 97,000 | 77,000 | -56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,597,000 | 2,666,000 | 2,645,000 | 2,512,000 |
| Total capital | 2,795,000 | 2,830,000 | 2,813,000 | 2,683,000 |
| Risk-weighted assets | 15,870,000 | 14,740,000 | 14,302,000 | 14,357,000 |