Call reports 2020
STATE BANK OF ODELL — 2020
What STATE BANK OF ODELL reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 27,837,000 | 30,049,000 | 30,032,000 | 31,200,000 |
| Total loans | 11,102,000 | 11,578,000 | 10,993,000 | 10,425,000 |
| Allowance for loan losses | 176,000 | 187,000 | 174,000 | 179,000 |
| Securities available for sale | 809,000 | 814,000 | 814,000 | 1,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,054,000 | 27,393,000 | 27,368,000 | 28,566,000 |
| Interest-bearing deposits | 16,870,000 | 18,695,000 | 18,749,000 | 19,013,000 |
| Noninterest-bearing deposits | 8,184,000 | 8,698,000 | 8,619,000 | 9,553,000 |
| Equity capital | 2,771,000 | 2,642,000 | 2,651,000 | 2,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 237,000 | 444,000 | 655,000 | 844,000 |
| Interest expense | 21,000 | 44,000 | 60,000 | 74,000 |
| Net interest income | 216,000 | 400,000 | 595,000 | 770,000 |
| Noninterest income | 27,000 | 47,000 | 75,000 | 101,000 |
| Noninterest expense | 233,000 | 446,000 | 659,000 | 929,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 25,000 |
| Pretax income | 10,000 | -24,000 | -14,000 | -83,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 10,000 | -24,000 | -14,000 | -83,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,775,000 | 2,627,000 | 2,637,000 | 2,568,000 |
| Total capital | 2,951,000 | 2,814,000 | 2,811,000 | 2,747,000 |
| Risk-weighted assets | 15,018,000 | 15,956,000 | 14,821,000 | 15,237,000 |